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BMO

11 personal cards. Showing save on interest.

BMO Preferred Rate Mastercard

Mastercard

Best for lowering interest, balance transfers

Welcome offer
0% on balance transfers for 18 statement periods
Annual fee
$29
Interest rate
13.99%
How you earn and offer details

Earn: No rewards

Offer details: 0% on balance transfers for 18 statement periods (3% fee)

Apply at BMO

Offers checked weekly. Last checked Oct 4, 2026. Always confirm the current offer on BMO's site before applying.