National Bank Platinum Mastercard
First year freeMastercardBest for everyday spending, travel points
- Welcome offer
- Up to 35,000 points
- Annual fee
$70$0- in year one
- Min. income
- None
How you earn and offer details
Earn: 2 points per $1 on groceries and restaurants (first $1,000/month); 1.5 per $1 on gas, EV, bills and travel; 1 point per $1.50 on everything else
Offer details: Up to 35,000 points (10,000 for payment insurance, 10,000 after $2,500 in 3 months, 15,000 after $10,000 in 12 months) plus first-year fee rebated; apply by Nov 4, 2026