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Wealthsimple

2 personal cards. Showing cash back.

Wealthsimple Visa Infinite+ Credit Card

Visa

Best for simple flat-rate cash back, spending abroad

Welcome offer
5% cash back for the first month
Annual fee
$20/month
Min. income
$80K
or $150K household
How you earn

Earn: 2% cash back on every purchase; no foreign exchange fees from Wealthsimple

Apply at Wealthsimple

Wealthsimple Visa Infinite Privilege Credit Card

Visa

Best for flat cash back plus travel perks

Welcome offer
5% cash back for the first month
Annual fee
$20/month
Min. income
$150K personal / $200K household, or $50K annual spend, or $400K+ in Wealthsimple assets
How you earn

Earn: 2% cash back on every purchase; no foreign exchange fees; airport lounge access and extra travel insurance

Apply at Wealthsimple

Offers checked weekly. Last checked Oct 4, 2026. Always confirm the current offer on Wealthsimple's site before applying.