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CIBC

13 personal cards. Showing cash back.

CIBC Dividend Platinum Visa Card

First year freeVisa

Best for groceries and gas, lower income minimum

Welcome offer
10% cash back on first 4 statements
Annual fee
$99 $0
in year one
Min. income
$15K
household
How you earn and offer details

Earn: 3% on gas, EV charging, groceries; 2% transportation, dining, recurring payments, CIBC by Expedia travel; 1% everything else

Offer details: 10% cash back on first 4 statements (up to $200 on $2,000) + $50 for pre-authorized payment + first-year fee rebate (up to $300 value)

Apply at CIBC

CIBC Dividend Visa Infinite Card

First year freeVisa

Best for groceries and gas

Welcome offer
10% cash back on first 4 statements
Annual fee
$120 $0
in year one
Min. income
$60K
or $100K household
How you earn and offer details

Earn: 4% on gas, EV charging, groceries; 2% transportation, dining, recurring payments, CIBC by Expedia travel; 1% everything else; no cap on total

Offer details: 10% cash back on first 4 statements (up to $200 on $2,000) + $50 for setting up a pre-authorized payment + first-year fee rebate (up to $350 value)

Apply at CIBC

CIBC Dividend Visa Card

Visa

Best for no-fee grocery cash back

Welcome offer
None right now
Annual fee
$0
Min. income
$15K
household
How you earn

Earn: 2% on groceries; 1% gas, EV charging, transportation, dining, recurring payments, CIBC by Expedia travel; 0.5% everything else

Apply at CIBC
Show 1 more cash back card

CIBC Costco Mastercard

Mastercard

Best for costco members

Welcome offer
None right now
Annual fee
$0
Min. income
$15K
How you earn

Earn: 3% at restaurants and Costco gas; 2% other gas, EV charging, Costco.ca; 1% everything else incl. Costco warehouses

Apply at CIBC

Offers checked weekly. Last checked Oct 4, 2026. Always confirm the current offer on CIBC's site before applying.