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CIBC

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CIBC Select Visa Card

First year freeVisa

Best for paying down a balance

Welcome offer
0% on balance transfers for up to 10 months
Annual fee
$29 $0
in year one
Min. income
$15K
household
Interest rate
See CIBC
How you earn and offer details

Earn: No rewards

Offer details: 0% on balance transfers for up to 10 months (1% transfer fee) + first-year fee rebate

Apply at CIBC

Offers checked weekly. Last checked Oct 4, 2026. Always confirm the current offer on CIBC's site before applying.