TD

9 personal cards. Showing no annual fee.

TD Rewards Visa Card

Visa

Best for no-fee points

Welcome offer: 15,152 TD Rewards points ($50 value)
Annual fee: $0

How you earn and offer details

Earn: TD Rewards points: 4/$ Expedia for TD; 3/$ groceries, dining, transit; 2/$ recurring bills & streaming; 1/$ everything else

Offer details: 15,152 points ($50 Amazon.ca value) after $500 spend in 90 days

Apply at TD

TD Cash Back Visa Card

Visa

Best for no-fee everyday cash back

Welcome offer: None right now
Annual fee: $0

How you earn

Earn: 1% on groceries, gas & EV charging, public transit, recurring bills, and streaming/gaming/media (up to $5,000/yr per category); 0.5% on everything else

Apply at TD

Offers checked weekly. Last checked Oct 4, 2026. Always confirm the current offer on TD's site before applying.