Best for mid-tier travel rewards, no income minimum
Earn: TD Rewards points: 6/$ Expedia for TD; 4.5/$ groceries, dining, transit; 3/$ recurring bills & streaming; 1.5/$ everything else
Offer details: Up to 50,000 points (15,000 on first purchase + 35,000 after $3,000 in 180 days) + first-year fee rebate (up to $370 value)
Best for entry-level Aeroplan
Earn: Aeroplan: 1 pt/$ on gas, EV charging, groceries, Air Canada; 1 pt per $1.50 everything else
Offer details: Up to 20,000 points (10,000 first purchase + 10,000 after $1,500 in 90 days) + first-year fee rebate (up to $500 value)
Best for travellers who book through Expedia
Earn: TD Rewards points: 8/$ on travel via Expedia for TD; 6/$ groceries, dining, public transit; 4/$ recurring bills & streaming; 2/$ everything else
Offer details: Up to 160,000 points (20,000 on first purchase + 140,000 after $7,500 spend in 180 days) + first-year fee rebate + $100 travel credit (up to $1,400 value)
Best for air Canada flyers
Earn: Aeroplan: 1.5 pts/$ on gas, EV charging, groceries, Air Canada and Hyatt; 1 pt/$ everything else
Offer details: Up to 50,000 points (10,000 first purchase; 15,000 after $3,000 in 90 days; 25,000 anniversary bonus after $12,000 in 12 months) + first-year fee rebate (up to $1,550 value)
Best for no-fee points
Earn: TD Rewards points: 4/$ Expedia for TD; 3/$ groceries, dining, transit; 2/$ recurring bills & streaming; 1/$ everything else
Offer details: 15,152 points ($50 Amazon.ca value) after $500 spend in 90 days
Best for frequent Air Canada flyers, premium perks
Earn: Aeroplan: 2 pts/$ Air Canada & Hyatt; 1.5 pts/$ gas, EV, groceries, travel & transit, dining; 1.25 pts/$ everything else
Offer details: Up to 100,000 points (20,000 first purchase; 30,000 after $12,000 in 180 days; 50,000 anniversary bonus after $24,000 in 12 months) (up to $3,300 value)
Offers checked weekly. Last checked Oct 4, 2026. Always confirm the current offer on TD's site before applying.