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9 personal cards. Showing save on interest.

TD Low Rate Visa Card

First year freeVisa

Best for carrying a balance

Welcome offer
0% on purchases for 6 months
Annual fee
$25 $0
in year one
Interest rate
12.90%
How you earn and offer details

Earn: No rewards

Offer details: 0% on purchases for first 6 months + first-year fee rebate (apply, activate and make a purchase within 3 months)

Apply at TD

Offers checked weekly. Last checked Oct 4, 2026. Always confirm the current offer on TD's site before applying.